Director of Client Services for Retirement Benefits Group, one of the countries’ leading retirement plan consulting firms. He works with plan sponsors to facilitate the day-to-day operations as well as provide exceptional client services such as research projects, investment reviews, and employee education. James joins our team with a strong background in retirement planning and investing having worked with UBS Financial Services, Invesco Investments, and Oak Point Financial in the past.

Interests

Born in Scotland and raised in The Netherlands, James brings unique and diverse intercultural skills which have found to be a valuable asset in today’s ever expanding global economy. James resides with his wife Megan, a school teacher at Tomball Intermediate, his daughter Kaylee, and Vinny, his well-trained Belgian Malinois. James enjoys staying fit and has been described as a soccer fanatic! He hopes to learn golf soon.

Education

Bachelor’s degree in Business Economics and Finance from Bryan College in Tennessee

Specialty

401k Specialist

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Javin has a head for numbers. His passion for problem solving—specifically in supporting advisors in helping people work toward their life and financial goals—led him to the financial planning industry, in which data trends and patterns can reveal a broad range of opportunities. In his position, Javin assists clients with day-to-day administrative responsibilities. He generates analysis reports of their portfolios, and helps advisors as they evaluate and recommend courses of action according to client goals. By analyzing options and best practices, he also helps advisors assist companies better educate their employees about 401(k)s, personal finance, and tax strategies.

Javin played baseball at both ‘Iolani School and the University of Puget Sound. His experience as pitcher prepared him for the world of finance, in which having a clear strategy is as essential as having the flexibility to adjust to changing conditions. As a team player, he’s committed to working closely with advisors in their efforts to help clients succeed.

Interests

When Javin isn’t crunching numbers, he’s usually working out at the gym, hanging at the beach, hiking with friends, or watching soccer and baseball. On occasion, he can also be found shore casting from his secret fishing spot—which shall remain unnamed.

Education

Javin is a graduate of ‘Iolani School. He also holds a Bachelor of Science in mathematics and finance, with an economics minor from the University of Puget Sound.

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Jon Bebe is a retirement consultant for Retirement Benefits Group, one of the country’s leading retirement plan consulting firms. Jon’s goal is to collaboratively craft unique retirement plan solutions for small businesses and corporations. This includes reviewing existing retirement strategies including 401(k), 403(b), Deferred Compensation or other retirement/pension plans as well as working with plan sponsors and business owners to implement new plans.

He can trace back his passion for planning for the success of small businesses to over ten years ago as he has been an integral part of planning and launching companies in the retail consumer, technology, and advertising industries. He is deeply involved in the business community in the Northwest and is a frequent speaker at events educating attendees about the importance of retirement planning. Jon is also listed as one of the preferred retirement consultants for multiple associations in Portland and SW Washington.

Interests

Jon serves on multiple non-profit boards focusing around cancer research, education, and small business advocacy. Jon, his wife and son enjoy the outdoor lifestyle the NW has to offer including: camping, hiking, skiing/snowboarding, trail running and surfing.

Education

Jon earned his BS at Willamette University and his MS in Counseling Psychology at Portland State.

Specialty

Retirement Plans

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Larry E. Jones is a Financial Consultant at Retirement Benefits Group and works out of the firm’s Ramona, Calif. office. Larry is a leader in developing wealth building strategies for Native American Tribes that include governmental retirement plans, minor trusts, per capita deferred benefit plans and tribal council separation plans. As a member of the Retirement Benefits Group team, he brings an extensive background in open architecture plan design support and investment management of qualified and non-qualified retirement plans, including 401(k), 403(b), 457, profit sharing and defined benefit plans. He works with top retirement industry experts in guiding participants to a successful and dignified retirement experience.

In the news

Interests

Larry is married with three children and lives in the San Diego Country Estates. He enjoys spending time with his family, photography and playing basketball. A firm believer in supporting youth services, he served as founding President of the Board of Directors of the Boys and Girls Club of Ramona, now known as the Boys & Girls Club of Greater San Diego.

Education

Larry holds the Series 7 General Securities Representative and Series 24 General Securities Principal Registrations through Triad Advisors, and Series 65 Uniform Investment Advisor Law.

Specialty

  • Qualified Retirement Plans
  • Non-Qualified Supplemental Executive Retirement Plans
  • Individual Wealth Management,
  • Life Insurance
  • Income Planning

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During the last 30 years, Mark Miller has helped thousands of employees define their retirement goals and objectives. Mark’s primary focus is to help ensure trustees have managed their personal fiduciary liability and that employees are “retirement ready.” He seeks to accomplish this by assisting with the design and implementation of retirement plans whose provisions and investment alternatives are in the best interest of employees and their beneficiaries. Likewise, employees are better prepared for their future by participating in Mark’s clearly communicated educational programs.

Interests

An adrenaline junkie, Mark is a passionate snowboarder, scuba diver, boot camp instructor, triathlete, Tough Mudder survivor, and outdoor enthusiast (backpacking/rock climbing). He has been the pianist for his church since its inception in 1996; and he was recently the Scoutmaster for BSA Troop 266. Mark and his wife, Mary Ann, are proud parents of their two sons…both of whom are Eagle Scouts.

Education

  • Bachelor of Science in Biology from Baylor University
  • MBA from Louisiana State University

Specialty

  • 401(k) Plans
  • Retirement Planning
  • Life Insurance
  • Investments

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Mary Ann Miller currently works as a non-licensed administrative assistant to Mark Miller and the Houston office of Retirement Benefits Group. She assists with client requests, research projects, and follow-up client contact.

Mary Ann has worked in the financial services industry for over 30 years. Prior to working with RBG, Mary Ann was a Vice President—Private Professional Lending with Chase Bank in downtown Houston.

Education

  • Mary Ann attended University of Texas at Austin and graduated with a BBA in Finance.
  • She has had a Life, Accident, and Health insurance license in the state of Texas since 2002.
  • TX Insurance License# 1206661

Michael Goddard, CFP® joins Retirement Benefits Group after spending nine years building his wealth management and corporate retirement plan practice at Morgan Stanley. Prior to joining Morgan Stanley in 2003 Michael spent 20 years providing finance and accounting services to individuals and corporations. Michael approaches his diverse clients’ needs by listening, educating, and delivering high-touch client service. The result is investment portfolios that pursue individual investors’ specific financial objectives and corporate retirement plans that are designed to prepare participants for retirement.

As a result of extensive contacts developed during his corporate finance career, Michael has built a CFO networking group in Los Angeles County, the South Bay FENG (Financial Executive Networking Group). As a volunteer organizer of the Torrance-based professional networking group, he is instrumental in delivering monthly networking events that provide a friendly atmosphere for career-minded executives to develop new professional relationships and gain valuable information from a variety of speakers/topics.

Interests

Michael balances work with an active lifestyle: hiking the beautiful cliffs of Palos Verdes Peninsula near his home with his wife Olga, playing golf and working out at the local gym. In addition, Michael spends considerable time sharing his extensive network of corporate executives with others. Michael is a staunch believer in paying-it-forward when building professional relationships and regularly helps others make qualified connections to advance their careers.

Education

  • Michael earned his Bachelor of Business Administration degree from Dowling College on Long Island, New York in 1981 and his Masters of Business Administration from Arizona State University in Tempe, Arizona in 1994.
  • In addition, Michael holds Series 7, 66, and 31 securities licenses with Triad Advisors and a CA insurance license. He earned his Certified Financial Planner® credentials in 2007.

Specialty

Individual Wealth Management

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Michael is a Financial Advisor with Retirement Benefits Group. Michael started his career in business building several successful businesses over 20 years. Michael changed career paths starting with Northwestern Mutual. Over the next period he implemented insurance plans for individuals and group plans for business while expanding his knowledge base in investing and retirement planning.
Joining Retirement Benefits Group as a Financial Advisor, Michael works with a team of highly-qualified professionals assisting companies and individuals using Insurance, Employee Benefits Programs and Retirement and Investment Planning.

Interests

  • Michael is an active family man; happily married with four outstanding boys.
  • Michael served on their School Safety Committee and their PTSA – serving as Treasurer, Legislative Liaison and then as local PTSA President. He served on their School Community Council, mentored Junior Achievement programs and then served on their Charter School Governing Board; currently serving as Chairman of The Board for several years.
  • Michael is Scoutmaster of his son’s Boy Scout Troop and is proud that two of his sons have achieved Eagle Scout Rank and a third is working towards achieving his Eagle Rank now. Michael also participates in the local Scout Council and Order of The Arrow.
  • Michael has been a Volunteer Firefighter with Ainaloa 10-D for over a decade fighting home fires, car fires and forest fires in his local area.
  • Michael is also a Master Gardener Emeritus with the University of Hawaii. He has volunteered educating local residents, teaching Hydroponics with Developmentally Challenged Adults, Plant Science to School Children and Container Gardening at the local Senior Center.
  • Michael enjoys home gardening with his boys.

Education

  • Michael is a licensed Life Insurance Agent in Hawaii.
  • California and Michigan and holds his FINRA Series 6, 63 and 65 licenses.

Specialty

  • Retirement Plans
  • 403(b) Plans for Charter Schools and Non-profits & 457 Plans
  • Individual Wealth Management Life
  • Disability and Long Term Care Insurance
  • Income Planning
  • College Planning

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Michael primarily focuses on providing education to qualified plan participants and comprehensive financial planning to executives and business owners that need a straight-forward planning approach. After earning his undergraduate degree in Finance, he spent 20+ years in semiconductor sales and sales management before transitioning into his role as a financial advisor in 2015. Having spent many years “on the outside”, he can relate to the challenges many professionals face trying to juggle their career, family and personal finances. In response, he has adopted a process that helps relieve his clients from having to managing the day-to-day and allows them to focus their time an energy on the things in life that really matter.

Interest

Outside of the office, Michael is married with two children in college and during the fall months, he works as a D1 FCS football official in the Big Sky Conference.

Education

  • Bachelor’s degree in Finance from Long Beach State University
  • Certificate in Financial Planning from Boston University
  • FINRA Series 66
  • California Life/Health Insurance Licensed

Specialty

  • Financial Education
  • Comprehensive Financial Planning

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Rachel is a Client Service Specialist at Retirement Benefits Group. She serves as a contact for clients and plan sponsors, providing support to assist them with day-to-day plan administrative responsibilities. In addition to managing relationships, she generates plan analysis reports, creates plan sponsor and participant newsletters, and legislative updates for 401(k) clients, while also preparing materials for educational meetings and campaigns. Rachel joined RBG with a colorful background. She brought with her extensive experience in Client Services, Office Administration, and Marketing. Before joining RBG, Rachel worked in a variety of offices in the Non-Profit sector. She is studying for her series 7 license, with plans to become a registered Financial Advisor specializing in education and serving the under-served populations.

Interests

During her free time, Rachel enjoys attending concerts, spending time with her friends, family, but most importantly her fiancé Alex and their cats. She also enjoys playing tabletop and video games, crocheting, and as a self-proclaimed nerd – loves attending conventions like Comic-Con and Wondercon. She also has a passion for giving back, and in addition to the experience referenced above, Rachel has been a past volunteer with TEDx (a local affiliate of TED Talks), the Special Olympics, the Ally Coalition, A Reason to Survive (ARTS), and is a current volunteer with Junior Achievement of San Diego (JA) and Reverb.org. In addition to volunteering as a youth educator with JA, Rachel is also Co-Chair of their Young Executive Society. She is also a member of Women in Pensions Network (WiPN), Ellevate, and a student member of the Female Advisors Network.

Education

Graduating Summer 2020, Associate’s Degree in Finance from Southwestern College

Specialty

  • Client Service
  • Community Outreach
  • Executive Administration